Klarna

Klarna is a Swedish fintech company and digital bank offering buy now, pay later (BNPL) services, payments, and shopping tools to consumers and merchants globally. Founded in 2005 in Stockholm, it serves over 114 million consumers and partners with more than 850,000 merchants worldwide. Klarna completed its IPO on the NYSE (ticker: KLAR) in September 2025 and has offices in London and Manchester.